Auto Loans and Financing in Tarboro, NC

Financing at a One Simple Price store works the way the rest of our process works. The price on the vehicle is the same price for everyone, our Product Specialists are paid a salary with bonuses based on your satisfaction rather than commission, and the posted price on our website already includes our $788 administrative fee. The number you finance is the number you already saw.

Get Pre-Approved Before You Shop

Applying tells you what you actually qualify for before you start looking, so you are shopping with real numbers instead of guessing. It takes four short steps, and it does not commit you to buying anything.

Start your pre-approval

Manufacturer Programs and Incentives

Manufacturer incentives, loyalty offers, trade assistance, and finance programs may be available when you qualify. Not every guest qualifies for every program, and the programs change from month to month. Rather than promise a rate or a payment up front, we confirm what actually applies to you on the vehicle you choose.

Common Financing Questions

We wrote plain answers to the questions we are asked most often:

• What credit score do you need to buy a car?
• How to get the best auto loan rate in North Carolina
• Do you need a down payment to buy a car?
• How much car can I afford?
• What fees are normal when buying a car in North Carolina?
• Should you buy or lease?

See the full Car Buying Guide

Trading In or Selling Your Current Vehicle

Equity in your current vehicle lowers the amount you need to finance. We will also make you a straightforward offer to purchase your vehicle even if you do not buy ours. That offer is good for 5 days or 300 miles, and we will write a check directly to you if you decide to sell rather than trade.

Value your trade
Get an offer on your vehicle

Questions Before You Apply?

Ask us anything about how financing works here and we will give you a straight answer. No pressure, and no obligation.